12% Club: Invest or Borrow@12%

12% Club, powered by BharatPe and in partnership with RBI approved NBFCs offers you a safe and secure way to grow your hard earned money.

Invest @12%

• Invest money anytime and start earning instantly.
• Start investing from as low as Rs. 1,000.
• Get upto 12% interest credited daily.
• Withdraw anytime, no charges, no hidden fees.

Borrow@12%

• Borrow money anytime @12% interest.
• Repay anytime, no prepayment charges.
• Zero processing fees.

How to become a 12% Club Member?

• Download the 12% Club App.
• Signup using your Mobile number and OTP.
• Create your 12% Club account by linking your Bank account, PAN and completing KYC.
• Accept T&Cs.
• Start investing or borrowing @12%.

Example:

• Limit given Rs.1,00,000.
• Interest Rate (APR) - 12%.
• Tenure. 3months.
• DrawDown Amount - Rs.20,000.
• DrawDown Date - 1st August 2021.
• Due Date - 31st Oct 2021.
• Repayment Amount - Rs.20,600.
• Customer can prepay at any time with no charges.

Download 12% Club App